Citizens of the United Arab Emirates
- The subject of the system
The provisions of this system are compulsory to the UAE civilian employees who work to any department (non- governmental sector) covered by Retirement and Pension Law of Qatar, as of 01/01/2007 or from the date of work appointment if it is later to this date.
- Conditions of submission
- The employee / worker hold UAE nationality.
- The employee / worker is over (18) years when contributing in the system and not more than (59) years old when registering in the system.
- The employee / worker work to administrative departments, authorities and public corporations in the State.
- The employee / worker does not receive a pension from the United Arab Emirates.
- Registration procedures and forms
If the UAE civilian employee / worker works to any department covered by Retirement and Pension Law of Qatar and meets the conditions referred to in the second clause, the employer compulsory registers him provided that the following documents are attached:
- Registration Form ratified from the employer.
- A copy of the Family Book.
- A copy of the passport.
- A copy of birth certificate.
- A copy of the work contract that is ratified by the employer.
- A copy of The Fitness Certificate (medical examination) when work appointment that is ratified by the employer.
These documents are sent by the employer to GRSIA, State of Qatar, which ratifies and sends them to the General Pensions and Social Security Authority, United Arab Emirates, and then checked the form and documents in accordance with procedures established by the General Pension and Social Security Authority, United Arab Emirate, which notifies GRSIA, State of Qatar whether the employee / worker is subjected or not and the related reasons. Subsequently, the employer is notifies by the GRSIA, State of Qatar, of the employee’s / worker’s subjection and the account number the General Pension and Social Security Authority, of the United Arab Emirates, in the State of Qatar, to deposit the contributions of the employee and notify the General Pension and Social Security Authority in the UAE on the attached address.
The employer is committed to provide the Authority with the changes that may occur to the contribution salary and the names of new employees / workers and who end their services.
The General Pension and Social Security Authority, of the United Arab Emirates have opened the account number (0786-07774-001) Qatar National Bank, the Islamic Branch. Notification of GRSIA in the State of Qatar, to prove the subjection of the Emirati employee/ worker to the Standard System to Extend the Social Insurance Protection, must be provided for the Emirati employees’ contribution deposit.
- Contribution Salary
Contribution salary is the whole salary the employee/worker receives including the basic salary plus all of the allowances that they get usually, of not exceeding (50000 AED) and not less than (1000 AED).
- Contribution Rates
The employer’s share is (10%) of the contribution salary, and the share of employee / worker is (10%) of the contribution salary, as of 01/01/2007, until the current date.
Contribution is calculated for the whole month of the employee’s/ worker’s appointment. It is not deserved for any part month in which the service is terminated, unless the termination is on the last day of the month. Then, the contributions are due for the whole month. The wage modification is on the first day of January of each year.
- Contribution Suspension and Termination
Is to stop participation if the any of the conditions of subordination to the regime set out in item III, and ends with participation at the end of the service, and should the employer notice of the General Authority for Retirement and Insurance, State of Qatar to do so under the form prepared for this purpose, which shall transmit the form after ratification to the General Authority for Pensions and Social Security, United Arab Emirates.
Example: (1)
Contribution may stop if the any of the conditions of the system submission in clause 3, is missed. Contributing ends at the end of the service. The employer must notify the General Retirement and Social Insurance Authority, in State of Qatar, of that using the approved forms. It will send the form after ratification to the General Pension and Social Security Authority, in the United Arab Emirates.
Example (2)
How to calculate the monthly contributions:
An employee from UAE works to Qatar Airways, in State of Qatar. His basic salary is (10000) Riyals, housing allowance is (5000) Riyals and phone allowance is (1000) Riyals and the transportation allowance is (1000) Riyals per month. The date of work commencement was 01/01/2011.How the due contributions are calculated for this month?
- Salary subject to the contribution is:
Contribution Salary = 10000 Riyals of the basic salary +5000 Riyals of the housing allowance+ 1000 Riyals of the Phone allowance+ 1000 Riyal of the transportation allowance
- Contributions of (20%) of the salary that is divided between the employer and the employee:
Basic salary:
The employer's share = (10000 Riyals) × (10%) = 1000 Riyals.
The employee’s share = (10000 Riyals) × (10%) = 1000 Riyals.
Total allowances=5000 Riyals of the housing allowance+ 1000 Riyals of the Phone allowance+ 1000 Riyal of the transportation allowance= 7000 Riyals
Employee’s share = (7000 Riyals) × (20%) = 1400 Riyals.
The employee bears his share of the basic salary, in addition to his share and the share of the employer in all allowances due to these allowances are not subjected to the contribution of the law of retirement and pensions, in the State of Qatar. Then, the employee bears payment of contributions due for these allowances in full (his share and the employer share).
- Total contributions (20%):
1000 + 1000 + 1400 = 3400 Riyals, the employer is committed to deposit it in the account of General Pension and Social Security Authority, United Arab Emirates, in the State of Qatar, not later than the fifth day of the month following the month of the due contributions.
